BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Getting Started - ECPv6.18.1//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-WR-CALNAME:Getting Started X-ORIGINAL-URL:https://bankoncharleston.org X-WR-CALDESC:Events for Getting Started REFRESH-INTERVAL;VALUE=DURATION:PT1H X-Robots-Tag:noindex X-PUBLISHED-TTL:PT1H BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD TZOFFSETFROM:+0000 TZOFFSETTO:+0000 TZNAME:UTC DTSTART:20200101T000000 END:STANDARD END:VTIMEZONE BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD TZOFFSETFROM:+0000 TZOFFSETTO:+0000 TZNAME:UTC DTSTART:20210101T000000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=UTC:20230713T100000 DTEND;TZID=UTC:20230803T110000 DTSTAMP:20230615T154632Z CREATED:20230615T154504Z LAST-MODIFIED:20230615T154632Z UID:827-1689242400-1691060400@bankoncharleston.org SUMMARY:Summer Youth Financial Empowerment Workshops DESCRIPTION:This summer\, for the third year in a row\, the city of Charleston is hosting a virtual summer workshop series on financial management for youth (high school\, college\, and young adult).  The purpose of the workshops is to help youth understand how to better budget and save\, what credit is and how to build it\, and how to manage money as an entrepreneur. \n  \nThe workshops will be held virtually on Thursdays- July 13\, July 20\, July 27\, and August 3rd- all from 10:00-11:00 AM.  We will be recording the sessions and can make them available to participants who register.  For each session\, we will be raffling off a $100 gift card! \n  \nRegistration Link: https://forms.gle/aGb9x6UHpGrWU2sr9  URL:https://bankoncharleston.org/event/summer-youth-financial-empowerment-workshops/ LOCATION:virtual ORGANIZER;CN="Mayors Office for Children%2C Youth &%3B Families":MAILTO:sturmm@charleston-sc.gov END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20230711T100000 DTEND;TZID=UTC:20230724T140000 DTSTAMP:20230707T174840Z CREATED:20230707T174840Z LAST-MODIFIED:20230707T174840Z UID:842-1689069600-1690207200@bankoncharleston.org SUMMARY:Financial Literacy with Jenne Sevilla DESCRIPTION:Join Jenne Sevilla CFP\, founder and CEO of Money Moods\, as she hosts financial literacy programs in July! She will guide you through smart strategies to help better prepare you for retirement! \nIn this discussion\, she will delve into essential factors to consider before making Social Security benefit claims\, obtaining health insurance coverage\, and other crucial time-sensitive decisions individuals near retirement must address. \nCheck out the schedule below! \nJohn’s Island Library: Tuesday\, July 11 at 10 a.m.\nKeith Summey North Charleston Library: Saturday\, July 15 at 11 a.m.\nOtranto Road Library: Monday\, July 17 at 2 p.m.\nMain Library: Wednesday\, July 19 at 2 p.m.\nHurd/St. Andrews Library: Monday\, July 24 at 2 p.m. \nLearn more about Jenne Sevilla at moneymoods.us! \nFor More Information Contact CCPL at info@ccpl.org or call 1-843-805-6930 URL:https://bankoncharleston.org/event/financial-literacy-with-jenne-sevilla/ ORGANIZER;CN="Charleston County Public Library":MAILTO:info@ccpl.org END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20221212T143000 DTEND;TZID=UTC:20221212T160000 DTSTAMP:20221115T183157Z CREATED:20221115T155054Z LAST-MODIFIED:20221115T183157Z UID:788-1670855400-1670860800@bankoncharleston.org SUMMARY:Mayor's Financial Empowerment Roundtable DESCRIPTION:The Mayors Office of Children\, Youth\, & Families is excited to announce that Bank On Charleston will be facilitating a conversation between Mayor John Tecklenburg\, Charleston County Treasurer Mary Tinkler and our Bank On Coalition leadership to spread the word about the vast programs the Bank On coalition as well as the City and County Governments of Charleston have to offer. Topics being covered are how to navigate inflation and rising costs of living\, jobs programs both public and private in the Charleston area\, how to prepare for tax season\, policies the City and County of Charleston have implemented to support the financial stability of our residents\, and a discussion on opportunities for growth here in Charleston.  \nClick here to sign up and be a part of the conversation! URL:https://bankoncharleston.org/event/mayors-financial-empowerment-roundtable/ LOCATION:Charleston City Hall\, 80 Broad Street\, Charleston\, SC\, 29401\, United States ORGANIZER;CN="Mayors Office for Children%2C Youth &%3B Families":MAILTO:sturmm@charleston-sc.gov END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20220131T190000 DTEND;TZID=UTC:20220131T200000 DTSTAMP:20220119T135936Z CREATED:20220119T135936Z LAST-MODIFIED:20220119T135936Z UID:725-1643655600-1643659200@bankoncharleston.org SUMMARY:Town Hall: Connecting Residents to Resources for Free Tax Preparation and Financial Services DESCRIPTION:Monday\, January 31\, 7:00-8:00 PM via Zoom (Link Below) \nExpert panelists will provide information on free tax preparation services and how residents can get the most from their tax return. Join us to learn how you can benefit and help spread the word! \nFor more information\, contact Mindy Sturm at sturmm@charleston-sc.gov. \n____________________________________________________________________________________________________________________ \n\nhttps://us02web.zoom.us/j/87817981452 \nMeeting ID: 878 1798 1452\nOne tap mobile\n+13017158592\,\,87817981452# US (Washington DC)\n+13126266799\,\,87817981452# US (Chicago) \nDial by your location\n+1 301 715 8592 US (Washington DC)\n+1 312 626 6799 US (Chicago)\n+1 929 205 6099 US (New York)\n+1 253 215 8782 US (Tacoma)\n+1 346 248 7799 US (Houston)\n+1 669 900 6833 US (San Jose)\nMeeting ID: 878 1798 1452\nFind your local number: https://us02web.zoom.us/u/keILIptCaW \n  \n\n\n  \n  URL:https://bankoncharleston.org/event/town-hall-connecting-residents-to-resources-for-free-tax-preparation-and-financial-services/ END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20220127T180000 DTEND;TZID=UTC:20220127T200000 DTSTAMP:20220116T210544Z CREATED:20220116T210544Z LAST-MODIFIED:20220116T210544Z UID:724-1643306400-1643313600@bankoncharleston.org SUMMARY:Free Credit Improvement & Making Ends Meet Workshop DESCRIPTION:Origin SC is offering free workshops for residents!\nLink to sign up: https://originsc.org/classes/credit-improvement-workshop/\n\n\n______________________________________________________________________\nReduce the stress of living paycheck to paycheck.\nBuild your credit. Budget wisely. Become financially stable.\nThis combination class merges the Credit Improvement & Making Ends Meet: Budgeting workshop into one session and delivers all of the valuable information from both courses. It is taught by one of our licensed credit and housing facilitators. \nLearn everything you need to know about credit improvement & basic budgeting techniques from our licensed credit and housing facilitators in this free 2-hour workshop. \nTopics covered include: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\n\nDuring the class you will: \n\nLearn the positive steps you can take to improve your credit;\nLearn strategies to control your day-to-day finances;\nFind out what creditors are looking for when you apply for credit;\nHow to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers! \nThis workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \n*PRE-REGISTRATION IS REQUIRED* \n  URL:https://bankoncharleston.org/event/free-credit-improvement-making-ends-meet-workshop/ END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210918T100000 DTEND;TZID=UTC:20210918T110000 DTSTAMP:20210720T154308Z CREATED:20210720T154308Z LAST-MODIFIED:20210720T154308Z UID:715-1631959200-1631962800@bankoncharleston.org SUMMARY:Homeownership\, Credit Improvements & Budgeting Workshop DESCRIPTION:Want to learn about building your credit\, smart budgeting techniques\, & homeownership?\nThen this is the workshop for you! \nThis combination class covers many of the topics from the Credit Improvement\, Making Ends Meet: Budgeting\, & Intro to Homeownership workshops into one session. This workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \nIn this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\nThe positive steps you can take to improve your credit;\nThe strategies to control your day-to-day finances;\n\nYou will also: \n\nFind out what creditors are looking for when you apply for credit;\nLearn how to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers who want to learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\n\n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/homeownership-credit-improvements-budgeting-workshop/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210916T180000 DTEND;TZID=UTC:20210916T190000 DTSTAMP:20210720T154107Z CREATED:20210720T154107Z LAST-MODIFIED:20210720T154107Z UID:714-1631815200-1631818800@bankoncharleston.org SUMMARY:Credit Improvement & Making Ends Meet Workshop DESCRIPTION:Reduce the stress of living paycheck to paycheck.\nBuild your credit. Budget wisely. Become financially stable.\nThis combination class merges the Credit Improvement & Making Ends Meet: Budgeting workshop into one session and delivers all of the valuable information from both courses. It is taught by one of our licensed credit and housing facilitators. \nLearn everything you need to know about credit improvement & basic budgeting techniques from our licensed credit and housing facilitators in this free 2-hour workshop. \nTopics covered include: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\n\nDuring the class you will: \n\nLearn the positive steps you can take to improve your credit;\nLearn strategies to control your day-to-day finances;\nFind out what creditors are looking for when you apply for credit;\nHow to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers! \n  \nThis workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \n  \n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/credit-improvement-making-ends-meet-workshop-7/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210909T180000 DTEND;TZID=UTC:20210909T190000 DTSTAMP:20210720T154720Z CREATED:20210720T154720Z LAST-MODIFIED:20210720T154720Z UID:718-1631210400-1631214000@bankoncharleston.org SUMMARY:Intro to Homeownership Workshop DESCRIPTION:Need to know more about homeownership before you dive in?\nLearn the basics with us! In this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\nAnd more!\n\nThis is an introduction to our homebuyer education program. URL:https://bankoncharleston.org/event/intro-to-homeownership-workshop-7/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210907T190000 DTEND;TZID=UTC:20210907T203000 DTSTAMP:20210720T151417Z CREATED:20210720T151417Z LAST-MODIFIED:20210720T151417Z UID:710-1631041200-1631046600@bankoncharleston.org SUMMARY:dFree Financial Freedom Course DESCRIPTION:This course is every Tuesday between August 3rd – September 7th from 7 pm to 8:30 pm. \n  \nDr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem. \n\ndfree™ is not just another financial literacy program that assumes that all people need is information. Dr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem.\n\nThe dfree™ movement provides twelve easy\, attainable steps to help you:\n\nGet started on your debt by admitting the problem\, addressing the mess\, and adjusting your attitude.\nGet control by creating a spending plan\, becoming accountable\, and setting goals\nGet ahead by building wealth\, planning your will and estate\, and celebrating your success.\n\nAnd give back by investing in others\, through tithing\, mentoring\, and leading your own dfree™ movement. Eliminating debt is the first step toward financial freedom. And YOU can do it.\n\nWhy is it called dfree® lifestyle? The three principles that dfree® promotes are very simple:\n\nNo debt: Pay as we go\, use cash and debit cards rather than credit cards. Live without debt.\nNo delinquencies: Pay bills on time avoid late payments and late fees.\nNo deficits: Live below our means and spend less than we earn.\n\n\n\nAccording to Dr. Soaries: These foundational principles translate into financial wellness\, and the money we find builds a path toward wealth creation. URL:https://bankoncharleston.org/event/dfree-financial-freedom-course-6/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210831T190000 DTEND;TZID=UTC:20210831T203000 DTSTAMP:20210720T151314Z CREATED:20210720T151314Z LAST-MODIFIED:20210720T151314Z UID:709-1630436400-1630441800@bankoncharleston.org SUMMARY:dFree Financial Freedom Course DESCRIPTION:This course is every Tuesday between August 3rd – September 7th from 7 pm to 8:30 pm. \n  \nDr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem. \n\ndfree™ is not just another financial literacy program that assumes that all people need is information. Dr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem.\n\nThe dfree™ movement provides twelve easy\, attainable steps to help you:\n\nGet started on your debt by admitting the problem\, addressing the mess\, and adjusting your attitude.\nGet control by creating a spending plan\, becoming accountable\, and setting goals\nGet ahead by building wealth\, planning your will and estate\, and celebrating your success.\n\nAnd give back by investing in others\, through tithing\, mentoring\, and leading your own dfree™ movement. Eliminating debt is the first step toward financial freedom. And YOU can do it.\n\nWhy is it called dfree® lifestyle? The three principles that dfree® promotes are very simple:\n\nNo debt: Pay as we go\, use cash and debit cards rather than credit cards. Live without debt.\nNo delinquencies: Pay bills on time avoid late payments and late fees.\nNo deficits: Live below our means and spend less than we earn.\n\n\n\nAccording to Dr. Soaries: These foundational principles translate into financial wellness\, and the money we find builds a path toward wealth creation. URL:https://bankoncharleston.org/event/dfree-financial-freedom-course-5/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210826T180000 DTEND;TZID=UTC:20210826T190000 DTSTAMP:20210720T154551Z CREATED:20210720T154551Z LAST-MODIFIED:20210720T154551Z UID:717-1630000800-1630004400@bankoncharleston.org SUMMARY:Intro to Homeownership Workshop DESCRIPTION:Need to know more about homeownership before you dive in?\nLearn the basics with us! In this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\nAnd more!\n\nThis is an introduction to our homebuyer education program. URL:https://bankoncharleston.org/event/intro-to-homeownership-workshop-6/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210824T190000 DTEND;TZID=UTC:20210824T203000 DTSTAMP:20210720T151215Z CREATED:20210720T151215Z LAST-MODIFIED:20210720T151215Z UID:708-1629831600-1629837000@bankoncharleston.org SUMMARY:dFree Financial Freedom Course DESCRIPTION:This course is every Tuesday between August 3rd – September 7th from 7 pm to 8:30 pm. \n  \nDr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem. \n\ndfree™ is not just another financial literacy program that assumes that all people need is information. Dr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem.\n\nThe dfree™ movement provides twelve easy\, attainable steps to help you:\n\nGet started on your debt by admitting the problem\, addressing the mess\, and adjusting your attitude.\nGet control by creating a spending plan\, becoming accountable\, and setting goals\nGet ahead by building wealth\, planning your will and estate\, and celebrating your success.\n\nAnd give back by investing in others\, through tithing\, mentoring\, and leading your own dfree™ movement. Eliminating debt is the first step toward financial freedom. And YOU can do it.\n\nWhy is it called dfree® lifestyle? The three principles that dfree® promotes are very simple:\n\nNo debt: Pay as we go\, use cash and debit cards rather than credit cards. Live without debt.\nNo delinquencies: Pay bills on time avoid late payments and late fees.\nNo deficits: Live below our means and spend less than we earn.\n\n\n\nAccording to Dr. Soaries: These foundational principles translate into financial wellness\, and the money we find builds a path toward wealth creation. URL:https://bankoncharleston.org/event/dfree-financial-freedom-course-4/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210821T100000 DTEND;TZID=UTC:20210821T110000 DTSTAMP:20210601T193040Z CREATED:20210601T193040Z LAST-MODIFIED:20210601T193040Z UID:681-1629540000-1629543600@bankoncharleston.org SUMMARY:Homeownership\, Credit Improvement\, & Budgeting Workshop DESCRIPTION:Want to learn about building your credit\, smart budgeting techniques\, & homeownership?\nThen this is the workshop for you! \nThis combination class covers many of the topics from the Credit Improvement\, Making Ends Meet: Budgeting\, & Intro to Homeownership workshops into one session. This workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \nIn this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\nThe positive steps you can take to improve your credit;\nThe strategies to control your day-to-day finances;\n\nYou will also: \n\nFind out what creditors are looking for when you apply for credit;\nLearn how to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers who want to learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\n\n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/homeownership-credit-improvement-budgeting-workshop-3/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210819T180000 DTEND;TZID=UTC:20210819T190000 DTSTAMP:20210720T153849Z CREATED:20210720T153849Z LAST-MODIFIED:20210720T153849Z UID:712-1629396000-1629399600@bankoncharleston.org SUMMARY:Credit Improvement & Making Ends Meet Workshop DESCRIPTION:Reduce the stress of living paycheck to paycheck.\nBuild your credit. Budget wisely. Become financially stable.\nThis combination class merges the Credit Improvement & Making Ends Meet: Budgeting workshop into one session and delivers all of the valuable information from both courses. It is taught by one of our licensed credit and housing facilitators. \nLearn everything you need to know about credit improvement & basic budgeting techniques from our licensed credit and housing facilitators in this free 2-hour workshop. \nTopics covered include: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\n\nDuring the class you will: \n\nLearn the positive steps you can take to improve your credit;\nLearn strategies to control your day-to-day finances;\nFind out what creditors are looking for when you apply for credit;\nHow to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers! \n  \nThis workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \n  \n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/credit-improvement-making-ends-meet-workshop-5/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210817T190000 DTEND;TZID=UTC:20210817T203000 DTSTAMP:20210720T151120Z CREATED:20210720T151120Z LAST-MODIFIED:20210720T151120Z UID:707-1629226800-1629232200@bankoncharleston.org SUMMARY:dFree Financial Freedom Course DESCRIPTION:This course is every Tuesday between August 3rd – September 7th from 7 pm to 8:30 pm. \n  \nDr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem. \n\ndfree™ is not just another financial literacy program that assumes that all people need is information. Dr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem.\n\nThe dfree™ movement provides twelve easy\, attainable steps to help you:\n\nGet started on your debt by admitting the problem\, addressing the mess\, and adjusting your attitude.\nGet control by creating a spending plan\, becoming accountable\, and setting goals\nGet ahead by building wealth\, planning your will and estate\, and celebrating your success.\n\nAnd give back by investing in others\, through tithing\, mentoring\, and leading your own dfree™ movement. Eliminating debt is the first step toward financial freedom. And YOU can do it.\n\nWhy is it called dfree® lifestyle? The three principles that dfree® promotes are very simple:\n\nNo debt: Pay as we go\, use cash and debit cards rather than credit cards. Live without debt.\nNo delinquencies: Pay bills on time avoid late payments and late fees.\nNo deficits: Live below our means and spend less than we earn.\n\n\n\nAccording to Dr. Soaries: These foundational principles translate into financial wellness\, and the money we find builds a path toward wealth creation. URL:https://bankoncharleston.org/event/dfree-financial-freedom-course-3/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210812T180000 DTEND;TZID=UTC:20210812T190000 DTSTAMP:20210720T154449Z CREATED:20210720T154449Z LAST-MODIFIED:20210720T154449Z UID:716-1628791200-1628794800@bankoncharleston.org SUMMARY:Intro to Homeownership Workshop DESCRIPTION:Need to know more about homeownership before you dive in?\nLearn the basics with us! In this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\nAnd more!\n\nThis is an introduction to our homebuyer education program. URL:https://bankoncharleston.org/event/intro-to-homeownership-workshop-5/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210810T190000 DTEND;TZID=UTC:20210810T203000 DTSTAMP:20210720T151006Z CREATED:20210720T151006Z LAST-MODIFIED:20210720T151006Z UID:706-1628622000-1628627400@bankoncharleston.org SUMMARY:dFree Financial Freedom Course DESCRIPTION:This course is every Tuesday between August 3rd – September 7th from 7 pm to 8:30 pm. \n  \nDr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem. \n\ndfree™ is not just another financial literacy program that assumes that all people need is information. Dr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem.\n\nThe dfree™ movement provides twelve easy\, attainable steps to help you:\n\nGet started on your debt by admitting the problem\, addressing the mess\, and adjusting your attitude.\nGet control by creating a spending plan\, becoming accountable\, and setting goals\nGet ahead by building wealth\, planning your will and estate\, and celebrating your success.\n\nAnd give back by investing in others\, through tithing\, mentoring\, and leading your own dfree™ movement. Eliminating debt is the first step toward financial freedom. And YOU can do it.\n\nWhy is it called dfree® lifestyle? The three principles that dfree® promotes are very simple:\n\nNo debt: Pay as we go\, use cash and debit cards rather than credit cards. Live without debt.\nNo delinquencies: Pay bills on time avoid late payments and late fees.\nNo deficits: Live below our means and spend less than we earn.\n\n\n\nAccording to Dr. Soaries: These foundational principles translate into financial wellness\, and the money we find builds a path toward wealth creation. URL:https://bankoncharleston.org/event/dfree-financial-freedom-course-2/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210805T180000 DTEND;TZID=UTC:20210805T190000 DTSTAMP:20210720T153014Z CREATED:20210720T153014Z LAST-MODIFIED:20210720T153014Z UID:711-1628186400-1628190000@bankoncharleston.org SUMMARY:Credit Improvement &Making Ends Meet Workshop DESCRIPTION:Reduce the stress of living paycheck to paycheck.\nBuild your credit. Budget wisely. Become financially stable.\nThis combination class merges the Credit Improvement & Making Ends Meet: Budgeting workshop into one session and delivers all of the valuable information from both courses. It is taught by one of our licensed credit and housing facilitators. \nLearn everything you need to know about credit improvement & basic budgeting techniques from our licensed credit and housing facilitators in this free 2-hour workshop. \nTopics covered include: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high-cost payday advances & finance company loans.\n\nDuring the class you will: \n\nLearn the positive steps you can take to improve your credit;\nLearn strategies to control your day-to-day finances;\nFind out what creditors are looking for when you apply for credit;\nHow to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers! \n  \nThis workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \n  \n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/credit-improvement-making-ends-meet-workshop-4/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210803T190000 DTEND;TZID=UTC:20210803T203000 DTSTAMP:20210720T150738Z CREATED:20210720T150738Z LAST-MODIFIED:20210720T150738Z UID:705-1628017200-1628022600@bankoncharleston.org SUMMARY:dFree Financial Freedom Course DESCRIPTION:Dr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem. \n\ndfree™ is not just another financial literacy program that assumes that all people need is information. Dr. DeForest Soaries\, Jr. shares a groundbreaking\, life-changing approach to financial wellness that views financial bondage as an emotional\, spiritual\, and psychological problem.\n\nThe dfree™ movement provides twelve easy\, attainable steps to help you:\n\nGet started on your debt by admitting the problem\, addressing the mess\, and adjusting your attitude.\nGet control by creating a spending plan\, becoming accountable\, and setting goals\nGet ahead by building wealth\, planning your will and estate\, and celebrating your success.\n\nAnd give back by investing in others\, through tithing\, mentoring\, and leading your own dfree™ movement. Eliminating debt is the first step toward financial freedom. And YOU can do it.\n\nWhy is it called dfree® lifestyle? The three principles that dfree® promotes are very simple:\n\nNo debt: Pay as we go\, use cash and debit cards rather than credit cards. Live without debt.\nNo delinquencies: Pay bills on time avoid late payments and late fees.\nNo deficits: Live below our means and spend less than we earn.\n\n\n\nAccording to Dr. Soaries: These foundational principles translate into financial wellness\, and the money we find builds a path toward wealth creation. URL:https://bankoncharleston.org/event/dfree-financial-freedom-course/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210802T180000 DTEND;TZID=UTC:20210802T190000 DTSTAMP:20210720T154001Z CREATED:20210720T154001Z LAST-MODIFIED:20210720T154001Z UID:713-1627927200-1627930800@bankoncharleston.org SUMMARY:Credit Improvement & Making Ends Meet Workshop DESCRIPTION:Reduce the stress of living paycheck to paycheck.\nBuild your credit. Budget wisely. Become financially stable.\nThis combination class merges the Credit Improvement & Making Ends Meet: Budgeting workshop into one session and delivers all of the valuable information from both courses. It is taught by one of our licensed credit and housing facilitators. \nLearn everything you need to know about credit improvement & basic budgeting techniques from our licensed credit and housing facilitators in this free 2-hour workshop. \nTopics covered include: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\n\nDuring the class you will: \n\nLearn the positive steps you can take to improve your credit;\nLearn strategies to control your day-to-day finances;\nFind out what creditors are looking for when you apply for credit;\nHow to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers! \n  \nThis workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \n  \n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/credit-improvement-making-ends-meet-workshop-6/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210722T180000 DTEND;TZID=UTC:20210722T190000 DTSTAMP:20210601T193457Z CREATED:20210601T193457Z LAST-MODIFIED:20210601T193457Z UID:685-1626976800-1626980400@bankoncharleston.org SUMMARY:Intro to Homeownership Workshop DESCRIPTION:Need to know more about homeownership before you dive in?\nLearn the basics with us! In this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\nAnd more!\n\nThis is an introduction to our homebuyer education program. URL:https://bankoncharleston.org/event/intro-to-homeownership-workshop-4/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210720T180000 DTEND;TZID=UTC:20210720T193000 DTSTAMP:20210701T160315Z CREATED:20210701T160315Z LAST-MODIFIED:20210701T160315Z UID:701-1626804000-1626809400@bankoncharleston.org SUMMARY:Homebuyer 101 DESCRIPTION:Americans strive every day to reach the American Dream –owning a home. Join us for Homebuyer 101 to get a 360 view of what to expect and some useful tips to help you reach your homeownership goal. What you can expect from this curriculum is engaging training that is based on years of working with folks just like yourself. This easy online format ensures you are prepared to reach the American dream for you and your family. \n360 view tips: \n\nAre You Ready to Take the Plunge into Home Ownership?\nKeys to Understanding and Improving Your Credit\nEssentials of the Real Estate Process\nPreparing for the Home Buying Process\nObtaining Your Mortgage Loan\nClosing the Deal: Preparing for Settlement\nMaintaining Your Home\nEstablishing a Home Record Keeping System URL:https://bankoncharleston.org/event/homebuyer-101/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210717T100000 DTEND;TZID=UTC:20210717T110000 DTSTAMP:20210601T192938Z CREATED:20210601T192938Z LAST-MODIFIED:20210601T192938Z UID:680-1626516000-1626519600@bankoncharleston.org SUMMARY:Homeownership\, Credit Improvement\, & Budgeting Workshop DESCRIPTION:Want to learn about building your credit\, smart budgeting techniques\, & homeownership?\nThen this is the workshop for you! \nThis combination class covers many of the topics from the Credit Improvement\, Making Ends Meet: Budgeting\, & Intro to Homeownership workshops into one session. This workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \nIn this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\nThe positive steps you can take to improve your credit;\nThe strategies to control your day-to-day finances;\n\nYou will also: \n\nFind out what creditors are looking for when you apply for credit;\nLearn how to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers who want to learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\n\n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/homeownership-credit-improvement-budgeting-workshop-2/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210715T180000 DTEND;TZID=UTC:20210715T190000 DTSTAMP:20210601T192655Z CREATED:20210601T192655Z LAST-MODIFIED:20210601T192655Z UID:678-1626372000-1626375600@bankoncharleston.org SUMMARY:Credit Improvement & Making Ends Meet Workshop DESCRIPTION:Reduce the stress of living paycheck to paycheck.\nBuild your credit. Budget wisely. Become financially stable.\nThis combination class merges the Credit Improvement & Making Ends Meet: Budgeting workshop into one session and delivers all of the valuable information from both courses. It is taught by one of our licensed credit and housing facilitators. \nLearn everything you need to know about credit improvement & basic budgeting techniques from our licensed credit and housing facilitators in this free 2-hour workshop. \nTopics covered include: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\n\nDuring the class you will: \n\nLearn the positive steps you can take to improve your credit;\nLearn strategies to control your day-to-day finances;\nFind out what creditors are looking for when you apply for credit;\nHow to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers! \n  \nThis workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \n  \n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/credit-improvement-making-ends-meet-workshop-3/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210715T120000 DTEND;TZID=UTC:20210715T130000 DTSTAMP:20210701T160157Z CREATED:20210701T160157Z LAST-MODIFIED:20210701T160157Z UID:700-1626350400-1626354000@bankoncharleston.org SUMMARY:Use Youtube to Grow Your Business DESCRIPTION:Welcome to our Increasing H.O.P.E. Webinar Series. Every first and third Thursday during the summer\, our Financial Training Center will spotlight a few key topics to bring about Encouragement\, Enrichment\, and Improvement! \n\nJoin the I-HOPE Women’s Business Center of the Lowcountry and SC Grow with Shennice Cleckley\, Google Digital Coach and CEO of Smart Cookie Coaching\, LLC. Tune in July 15th from 2:00 pm – 3:00pm to talk about YouTube! If you’re not using it yet for your business\, you need to be! Get best practices for creating a YouTube Channel and compelling video content that promotes your products and services and drives engagement with your brand.\n\nIn this workshop we’ll discuss best practices for the following:\n\n\n\nUnderstanding different video formats\nSetting up a YouTube channel\nMaking good creative\, plus how to target and measure the results URL:https://bankoncharleston.org/event/use-youtube-to-grow-your-business/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210708T180000 DTEND;TZID=UTC:20210708T190000 DTSTAMP:20210601T193403Z CREATED:20210601T193403Z LAST-MODIFIED:20210601T193403Z UID:684-1625767200-1625770800@bankoncharleston.org SUMMARY:Intro to Homeownership Workshop DESCRIPTION:Need to know more about homeownership before you dive in?\nLearn the basics with us! In this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\nAnd more!\n\nThis is an introduction to our homebuyer education program. URL:https://bankoncharleston.org/event/intro-to-homeownership-workshop-3/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210701T180000 DTEND;TZID=UTC:20210701T190000 DTSTAMP:20210601T192559Z CREATED:20210601T192559Z LAST-MODIFIED:20210601T192559Z UID:677-1625162400-1625166000@bankoncharleston.org SUMMARY:Credit Improvement & Making Ends Meet Workshop DESCRIPTION:Reduce the stress of living paycheck to paycheck.\nBuild your credit. Budget wisely. Become financially stable.\nThis combination class merges the Credit Improvement & Making Ends Meet: Budgeting workshop into one session and delivers all of the valuable information from both courses. It is taught by one of our licensed credit and housing facilitators. \nLearn everything you need to know about credit improvement & basic budgeting techniques from our licensed credit and housing facilitators in this free 2-hour workshop. \nTopics covered include: \n\nDay-to-day money management strategies;\nCreating a budget;\nManaging credit;\nAvoiding identity theft;\nAnd\, high cost payday advances & finance company loans.\n\nDuring the class you will: \n\nLearn the positive steps you can take to improve your credit;\nLearn strategies to control your day-to-day finances;\nFind out what creditors are looking for when you apply for credit;\nHow to manage and understand your credit report;\nAnd\, how to dispute inaccurate items on your credit report.\n\nThis workshop can be especially helpful for potential homebuyers! \n  \nThis workshop will provide you with the basic skills that are necessary to begin building a financial road map to a better future \n  \n*PRE-REGISTRATION IS REQUIRED* URL:https://bankoncharleston.org/event/credit-improvement-making-ends-meet-workshop-2/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210625T170000 DTEND;TZID=UTC:20210625T170000 DTSTAMP:20210506T160201Z CREATED:20210506T160201Z LAST-MODIFIED:20210506T160201Z UID:654-1624640400-1624640400@bankoncharleston.org SUMMARY:2021 First-Time Homebuyers Virtual Workshop DESCRIPTION:The Charleston Trident Urban League is hosting First- Homebuyer Virtual Workshops throughout May and June! For more information call George Bresnihan at 843-769-8173 URL:https://bankoncharleston.org/event/2021-first-time-homebuyers-virtual-workshop-6/ LOCATION:virtual END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210625T083000 DTEND;TZID=UTC:20210625T130000 DTSTAMP:20210601T192028Z CREATED:20210513T155038Z LAST-MODIFIED:20210601T192028Z UID:668-1624609800-1624626000@bankoncharleston.org SUMMARY:Utility Bill and Rental Assistance DESCRIPTION:Drive Up Event offering safe\, in-person access to Utility Bill Assistance\, Rental Assistance\, VITA Tax Preparation Assistance and Home Mortgage Assistance. This event will take place on April 30. 2021 from 8:30AM-1PM. Event is located in the Believers Temple COGIC Parking Lot. Eligibility guidelines & document requirements listed in event page posts. Please come in vehicle\, with mask & all required documents. Drive Up service will be available.\nEvent May Be Postponed Or Cancelled Due To Inclement Weather. If So\, Scheduled Appointments Will Be Contacted Directly. Please Watch Our Palmetto CAP Facebook Page For Updates! \nUtility Bill and Rental Assistance Eligibility Guidelines and Document Requirements:  \n\nbe a resident of Berkeley\, Dorchester\, or Charleston County\nlegible valid SC state-issued picture ID for the application (with a current address)\nif anyone in the household is in the military\, please bring proof of active duty or veteran status\nlegible Social Security cards for all household members\nproof of income for everyone who lives in your home\nif the applicant has earnings or wages\, they will need to provide  their pay stub (examples are monthly\, semi-monthly\, bi-weekly\, weekly\, or daily)\nif the applicant receives Social Security\, SSI\, pension\, or retirement\, they will need their current benefit award letter\nproof of income includes but not limited to: TANF/AFDC\, Monthly Utility Check\, Unemployment insurance\, alimony\, monthly stipends\, adoption subsides\, child support\, ect. If child support is paid voluntary\, a signed statement from the payer must be presented.\nif it is court-ordered\, then a statement from the court must be presented. If the applicant is receiving weekly unemployment insurance\, a printout can be obtained at www.mybenifits.dew.sc.gov or by calling 1-866-832-1724 URL:https://bankoncharleston.org/event/668/ LOCATION:Believers Temple COGIC\, 1368 SC-45\, St. Stephen\, South Carolina\, 29479 END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20210624T180000 DTEND;TZID=UTC:20210624T190000 DTSTAMP:20210601T193306Z CREATED:20210601T193306Z LAST-MODIFIED:20210601T193306Z UID:683-1624557600-1624561200@bankoncharleston.org SUMMARY:Intro to Homeownership Workshop DESCRIPTION:Need to know more about homeownership before you dive in?\nLearn the basics with us! In this free 2-hour workshop led by a HUD-licensed facilitator\, you will learn about: \n\nUnderstanding mortgage products and the mortgage application process;\nSelecting a real estate agent;\nObtaining homeowner’s insurance;\nDownpayment and closing cost assistance;\nAnd more!\n\nThis is an introduction to our homebuyer education program. URL:https://bankoncharleston.org/event/intro-to-homeownership-workshop-2/ LOCATION:virtual END:VEVENT END:VCALENDAR