Accounts

Certified Accounts
Bank On Certified Accounts Are…
Safe

These accounts do not allow overdraft or non sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.
Functional

Certified accounts always allow free deposits, free withdrawals, and free bill payments.

Bank On certified accounts are available in Charleston

Banks and credit unions across Charleston offer low-cost, low-fee transaction accounts that are certified as meeting the Bank On National Account Standards.

Find out more

Bank On Charleston can help you get a safe affordable checking account that works for you. We recommend that you take the time to compare accounts and reach out to one of our partners or the financial institutions themselves if you have questions. We also host workshops that can help you make an informed decision when it comes to banking.

A basic banking account is an important first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without an overdraft. Instead, nearly 36 million adults across the country rely on costly alternative financial services – like cash checkers, payday lenders, and pawn shops – for routine financial transactions.

Click here for more information about each account!